☀️ Join the Club

Looking for ways to stay engaged...

Greetings!

Hope everyone had an awesome week!

Can’t help but notice that Football 🏈 season has arrived. Growing up in Ohio this always meant falling leaves, cool breezes and fresh crisp air.

None of that is happening here in hot humid Florida but a boy can dream 💭

We hope you enjoy this week’s issue!

 Embrace Your Best Life! 

~ Curt & Shari Roese

SPOTLIGHT STORY
Join the Club!

Are you newly retired and looking for ways to stay engaged, meet new people, and have fun? Joining clubs and organizations can be a fantastic way to enrich your retirement life. Whether you’re into volunteering, wellness, or socializing, there’s something for everyone.

  • AARP: Gain access to valuable discounts and advocacy for older adults.

  • Volunteer Groups: Use your skills to give back to the community in a meaningful way.

  • Red Hat Society: Connect with like-minded women for fun and friendship.

Exploring these options can help you find fulfilling and enjoyable activities that make retirement truly golden. Why not try a few and see what fits best for you?

WELLNESS
Outdoor Adventures for Retirees

Retirement is the perfect time to explore new activities and embrace the great outdoors. With so many options available, there’s something for everyone to enjoy while staying active and engaged.

  • Improved Health and Well-Being: Spending time outdoors can boost your physical health, enhance your mood, and reduce stress.

  • Social Connections: Outdoor activities provide opportunities to meet new people and form lasting friendships with those who share similar interests.

  • Endless Adventures: From hiking to bird watching, there’s a wide range of outdoor activities that cater to different skill levels and interests.

Retirement offers the freedom to pursue new adventures and connect with nature. Whether you’re seeking relaxation, physical fitness, or social interaction, the great outdoors has something for everyone.

Don’t wait—start your next adventure today and make the most of these golden years.

OUR ESCAPADES
Almost at the Top…

Almost there! Said everybody that we passed on the 1000’ elevation climb to the top of Elk Knob State Park in Boone, NC…. “almost there” apparently being the same as a Disney World line, when you think you are almost there, only to be sent the opposite direction!

We do not pretend we are “hikers” but we do love our daily “trail walk” adventures in beautiful Western NC. And that is really what is important! Can’t wait to get back there in October 🍂.

Escapades Ahead

😅 Pilates & Perspire - we scheduled an introduction class to Pilates this week, in addition to a 40-minute infrared sauna session at a new franchise we found, appropriately titled, Perspire Sauna Studio!

🚴 Great Cycle Challenge - Curt will be raising money to help fight kids cancer during the month long cycling challenge this September. More info soon.

🎣 Fly Fishing - heading back to Blowing Rock NC in October and we plan to schedule a ½ day guided fly fishing adventure - we don’t fish so something new to try!

👟 Daybreak 76 Panama City - early in the year we picked this December half-marathon as a lofty goal to shoot for. Our “vintage bodies” seem to think a 10K will be good enough but lets see what happens 😆 

RANDOM FUN THINGS TO DO
Pick an Activity and Have Some Fun!

Life is more interesting when you try new things!

Here are a few ideas to get started:

  • Yoga and Meditation: Improve your flexibility and find inner peace with yoga and meditation. It's perfect for maintaining both physical and mental health.

  • Dancing: Join a dance class and have fun while staying fit. From ballroom to salsa, there's a style for everyone.

  • Hiking: Explore nature trails and enjoy the great outdoors with hiking. It's excellent exercise and a way to discover new places.

Some ideas might seem silly, but imagine the stories you can tell if you just try some new things! Might be a nice change of pace from the dreadful “remember when” stories, especially as we get older and actually, no, we don’t remember 😆 

Live as if you were to die tomorrow. Learn as if you were to live forever

~ Mahatma Gandhi

MAKING A DIFFERENCE
United Way

Partner with United Way to strengthen your community by supporting education, financial stability, and health. Your contribution of time and skills can help drive impactful change. Be part of a larger movement working towards common good.

Talking won’t make a difference… but Action will!

RESOURCE ROUNDUP
AARP

Planning for retirement is a crucial step in ensuring a comfortable and secure future. One of the best resources available to retirees and those planning for retirement is the American Association of Retired Persons (AARP). With its wide range of benefits, AARP offers valuable support, services, and discounts that can significantly enhance the retirement experience.

  • Exclusive Discounts: Members receive discounts on travel, dining, entertainment, and retail purchases, helping to stretch retirement income further.

  • Healthcare Resources: AARP provides access to a variety of health and wellness resources, including insurance plans, prescription savings, and health screenings.

  • Financial Planning Tools: AARP offers comprehensive financial tools and advice to help manage retirement savings, investments, and budgeting.

  • Advocacy and Support: AARP advocates for policies and programs that benefit older adults, ensuring that their voices are heard in legislation and policy-making.

  • Educational Opportunities: Members can access a wealth of information through webinars, online courses, and publications that cover a range of topics relevant to retirement living.

Joining AARP equips retirees with numerous benefits that enhance their financial security, health, and overall quality of life, making it an invaluable resource for anyone planning or enjoying their retirement.

FINANCIAL SAVVY
Financial Tip

Review Beneficiary Designations

Planning for retirement is about more than just saving money—it's also about ensuring that your assets go where you intend after you’re gone. One simple yet crucial step in this process is regularly reviewing and updating your beneficiary designations.

  • Keep your beneficiary designations up-to-date: Life changes such as marriage, divorce, or the birth of a grandchild can impact who you want to leave your assets to. Make sure your accounts reflect these changes to avoid unintended outcomes.

  • Prevent legal complications: Outdated or missing beneficiary designations can lead to costly legal battles or delays in distributing your assets. By keeping these designations current, you can help your loved ones avoid unnecessary stress.

  • Ensure your wishes are honored: Your beneficiary designations override what’s in your will. So, even if your will is up-to-date, you need to make sure your retirement accounts and insurance policies align with your final wishes.

Regularly reviewing and updating your beneficiary designations is a straightforward yet powerful way to ensure your financial legacy is handled according to your desires. By taking a few minutes to check these details, you can save your loved ones from potential hassles and guarantee that your assets are passed on exactly as you wish.

TOOLS WE USE

As a CPA/CFO, I am guilty of researching everything before making a decision (as Shari likes to say “oh boy, here comes the spreadsheet analyzing which washer and dryer to buy 😆” )… when I recommend anything, be assured I probably over-analyzed!

NewRetirement - a powerful planning tool that helps users create detailed retirement plans tailored to their unique goals and financial situation. With its easy-to-use platform and expert resources, NewRetirement empowers individuals to confidently plan for a secure and fulfilling retirement. Get 14-day free trial!

Monarch Money - comprehensive budgeting tool that allows users to effortlessly track their spending, set financial goals, and manage all their accounts in one place. With its intuitive interface and personalized insights, Monarch Money helps users achieve financial clarity and make smarter money decisions. Get 30-day free trial!

PRODUCT SPOTLIGHT
Is the Refrigerator Broke?

I have come to grips with the fact that my sweet wife Shari is a “bit” of a shopper 😲.. so I try not to ask “did we really need that” every time an Amazon box arrives…until…

a countertop ice maker was placed approximately 6 feet away from our beautiful new refrigerator with a “cube and crushed” ice maker - “honey, it makes awesome ice” she sweetly said.

Well.. actually, it is pretty pretty good 🧊🧊 but I only use it to “amortize” the cost per use in pure CPA fashion 🤣

Nugget Ice Maker Countertop

  • Fast Ice Making

  • Soft Chewable Nugget Ice

  • Hassle-Free Self-Cleaning

  • Easy to Use

  • Quiet & Compact

  • User-Friendly Design

PIC OF THE WEEK

Beach Reflections

PARTING WORDS

"Nature has a way of soothing the soul and bringing peace to our hearts. Spend time outdoors, whether in a garden, park, or on a nature trail. The beauty of the natural world is a gentle reminder of the wonders of life."

Have a great week!

ANSWERS

  1. Fire

  2. A bottle

  3. A joke

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