Greetings!

So, in case you were wondering if Covid-19 is still a thing?

Shari and I can emphatically confirm that, YES, it still exists, no matter what variant it is called. We are just now beginning to feel better after about two weeks of not so much fun (Shari gave it to me so I blame her 😄 but don’t tell her I said that!).

The symptoms were sort of like having a combo meal, and the combo changed everyday! Today is cough, chills and nausea day.. tomorrow is sore throat, headache and body ache day.

Oh well, gave us a chance to binge watch a new series (to us, at least), Seal Team. Great show, about ½ way thru..

…uh oh, I think I’m feeling sick again, where is my woobie and the TV remote 😆 

 Embrace Your Best Life! 

~ Curt & Shari Roese

SPOTLIGHT STORY
Welcome to Your Best Retirement Life

Retirement is a time of newfound freedom and relaxation, but transitioning from a fast-paced work environment to a slower lifestyle can take some getting used to. While some retirees welcome the change with open arms, others may find it a bit challenging to adjust. No matter where you fall on the spectrum, embracing a slower pace can open up a world of benefits that allow you to savor each day more fully.

• Boost Your Health: Slowing down gives you the time to make healthier choices, like enjoying leisurely walks, connecting with friends over a game of pickleball, or preparing nutritious home-cooked meals. These small changes can significantly enhance your mental and physical well-being.

• Find Contentment in Simplicity: Retirement offers the luxury of setting your own schedule. With fewer demands on your time, you can focus on what truly matters, whether it's a new hobby, spending time with loved ones, or simply enjoying a quiet moment with a good book.

• Strengthen Your Connections: Retirement gives you the opportunity to deepen relationships with family and friends. Whether you're spending more time with grandkids or engaging in meaningful volunteer work, these connections are the heart of a fulfilling retirement.

As you settle into this new chapter of life, remember that it's all about balance. By simplifying your routines, focusing on the present moment, and decluttering your space, you can create a peaceful and joyful retirement that allows you to live life on your terms. Embrace the slower pace, and you'll find that this season of life is full of rich, rewarding experiences.

TRAVEL & LEISURE
Discover the Charm of Main Street

Main Streets across America are more than just roads; they are the heart and soul of small towns, offering endless opportunities for exploration and enjoyment. Whether you're seeking a relaxing getaway or a vibrant community experience, these charming streets have something for everyone.

• Unique Shops: Main Streets are filled with quaint boutiques and artisan stores where you can find one-of-a-kind treasures and locally made products.

• Local Eateries: Delight in the flavors of the region with a variety of cozy cafes and family-owned restaurants that serve up delicious, home-cooked meals.

• Cozy Lodging: Many Main Streets offer charming bed and breakfast options, providing a comfortable and welcoming place to stay while you explore.

These Main Streets are ideal for retirees looking to enjoy the simple pleasures of life. With their unique shops, delightful eateries, cozy lodging, and so much more, they offer a perfect blend of relaxation and adventure, making each visit a memorable experience.

Shari and I simply love small Main Streets and explore them whenever we can. We feel so comfortable in this atmosphere and always manage to have fun!

OUR ADVENTURES
Two Doods!

Meet the Boys!

Charlie is on the left with his annoying younger brother Brodie on the right. Charlie can’t seem to accept that he is no longer the King of the house 👑 

Lets just say it is an adventure for all of us!

I remember when Shari and I were deciding to get Charlie - she almost always had a dog and I wasn’t sure I was a Dog person.

Fast forward… I am now officially Dog Dad! I am the one at the front door “ok boys, heading out, love you guys, be home soon, be good, miss you, love ya..” with Shari in the background “oh boy… honey they will be ok”.. and the boys look at me laughing “good lord, are you ever going to leave so we can eat socks and rummage thru the garbage?” 🐶 

I guess there are worse things in life than being Goldendoodle Dog Dad! We love these two knuckleheads.. they are simply the sweetest and most loving dogs ever 💕 

Adventures Ahead

🏫 Start School - Curt starts his online Masters in Entrepreneurship program at the University of Florida in late August. A bit nervous, but good things usually happen on the other side of “being nervous”!

👩‍💻 Online Skills - Shari is diving in learning Canva, Facebook Groups, Product Reviews and other online marketing skills. Never stop learning!

🎶 Landslide - “when are you going to learn a complete song on guitar?”.. “when are you going to sing a song with me?”… and a new goal is born 🙃. Sonny & Cher.. Captain & Tennille.. and soon, Curt & Shari. Shari has selected Fleetwood Mac “Landslide”. I just ordered the tab and lyrics and we will soon start learning the song. How fun!!

🎣 Fly Fishing - heading back to Blowing Rock NC soon and we plan to schedule a ½ day guided fly fishing adventure - we don’t fish so something new to try! (Covid has shortened our current trip but hopefully in October).

🚴 Great Cycle Challenge - Curt will be raising money to help fight kids cancer during the month long cycling challenge this September. More info soon.

👟 Daybreak 76 Panama City - early in the year we picked this December half-marathon as a lofty goal to shoot for. Our “vintage bodies” seem to think a 10K will be good enough but lets see what happens 😆 

RANDOM FUN THINGS TO DO
Pick an Activity and Have Some Fun!

Life is more interesting when you try new things!

Here are a few ideas to get started:

• Cooking Classes: Spice up your culinary skills with cooking classes. Experiment with new recipes and impress your friends and family with gourmet meals.

• Wine Tasting: Savor the finer things in life by joining a wine tasting club. Learn about different wines and enjoy the social aspect of tasting events.

• Writing and Blogging: Share your experiences, stories, and wisdom through writing or blogging. It's a creative outlet that allows you to connect with others.

“I just joined a Singing Group” ~ my brother being funny 😆 

Some ideas might seem silly, but imagine the stories you can tell if you just try some new things! Might be a nice change of pace from the dreadful “remember when” stories, especially as we get older and actually, no, we don’t remember 😆 

MAKING A DIFFERENCE
Meals on Wheels

Delivering meals is more than just food; it's about bringing warmth and friendship to homebound seniors. With Meals on Wheels, your visits can brighten someone’s day and ensure they receive nutritious meals.

Share your time and heart to make a real impact!

Talking won’t make a difference… but Action will!

RESOURCE FOR AUGUST
Fraud & Scams

As you navigate retirement, it's essential to have access to reliable resources that can help protect you from fraud and scams. The Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) offer a range of free tools and resources designed specifically to support retirees in maintaining financial stability and security.

Nothing disturbs me more than hearing about someone losing their hard-earned retirement funds to fraudsters and scammers. My family is probably tired of me constantly sharing the latest scam alerts, but I'd rather be a little annoying than see someone I care about get hurt.

Take the time to educate yourself on how to prevent fraud, how to report any suspicious activity, and other important tips to stay safe.

For more information, visit the fraud and scam prevention sections on the CFPB's website and the FTA’s website.

FINANCIAL SAVVY
Financial Tip

Use Technology to Manage Finances

In today's digital age, technology can be a powerful ally in managing your finances efficiently and effectively.

• Leverage financial apps and online tools to track your spending and investments.

• Set up alerts and reminders to stay on top of your financial goals.

• Use budgeting tools to create and maintain a financial plan.

I get it, sometimes using budgeting tools is like stepping on the scale.. we know we put on weight but we really don’t want to know how much!

Listen, consistently using good financial tools is simply a way to stay on top of things.. to be proactive instead of reactive.. to try to live within defined “guard rails” that match your financial plan.

TOOLS WE USE

As a CPA/CFO, I am guilty of researching everything before making a decision (as Shari likes to say “oh boy, here comes the spreadsheet analyzing which washer and dryer to buy 😆” )… when I recommend anything, be assured I probably over-analyzed!

NewRetirement - a powerful planning tool that helps users create detailed retirement plans tailored to their unique goals and financial situation. With its easy-to-use platform and expert resources, NewRetirement empowers individuals to confidently plan for a secure and fulfilling retirement. Get 14-day free trial!

Monarch Money - comprehensive budgeting tool that allows users to effortlessly track their spending, set financial goals, and manage all their accounts in one place. With its intuitive interface and personalized insights, Monarch Money helps users achieve financial clarity and make smarter money decisions. Get 30-day free trial!

Please consider hiring a fee-only Certified Financial Planner (CFP) to help navigate your financial journey and supplement your most important decisions!

PRODUCT SPOTLIGHT
We are watching 👀 

Keep Your Pup Connected: Meet the Furbo 360° Dog Camera

The Furbo 360° Dog Camera lets you stay connected with your pet, offering HD video and a rotating 360-degree view, so you never miss a moment. Speak to your dog, toss treats, and receive smart alerts all from your phone, ensuring your pet’s well-being wherever you are.

Furbo provides the ultimate peace of mind for any pet owner.

• 360° Rotating HD Camera: Enjoy full room coverage with high-definition 1080p video and 4x zoom, perfect for monitoring your pet day or night.

• Real-Time 2-Way Audio: Communicate with your pet and loved ones at home with crystal-clear audio, and adjust volume directly from the app.

• Color Night Vision: See clearly even in low light with enhanced infrared technology that provides vivid color night vision.

• Adjustable Treat Tossing: Reward your dog from anywhere by tossing their favorite treats via the app, with customizable treat sizes. ==> This is is Shari’s favorite.. as I am saying “don’t just give them treats” she is firing treats all over the room like a Navy Seal.. “honey, they are lonely” 😀

• Smart Alerts: Receive instant notifications for barking, and with a Furbo Dog Nanny subscription, get advanced alerts for activities, emergencies, and more.

==> Check it out

PIC OF THE WEEK

PARTING WORDS

Have a great week!

ANSWERS

1. the word “incorrectly”
2. all the people were married
3. your breath

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